\n \n Loading Resource\n \n
\n ) : (\n {label}
\nKYC Information
\n\n Enter the following information to proceed\n
\n \nOTP Verification
\n {email && allowSmsNotification ? (\n\n {`A one time password was sent to your email address ${email[0]}${email[1]}${email[2]}${email[3]}************* and phone number`}\n {customerPhoneNumber}, please enter below\n
\n ) : allowSmsNotification ? (\n\n A one time password was sent to your phone number,\n {customerPhoneNumber} please enter below\n
\n ) : (\n\n {`A one time password was sent to your email address ${email[0]}${email[1]}${email[2]}${email[3]}*************, please enter below`}\n
\n )}\nA one time password was sent to {email}
*/}\n\nKYC Information
\n\n Enter the following information to proceed\n
\n \nOTP Verification
\n {email && allowSmsNotification ? (\n\n {`A one time password was sent to your email address ${email[0]}${email[1]}${email[2]}${email[3]}************* and phone number`}\n {customerPhoneNumber} , please enter below\n
\n ) : allowSmsNotification ? (\n\n A one time password was sent to your phone number,\n {customerPhoneNumber} please enter below\n
\n ) : (\n\n {`A one time password was sent to your email address ${email[0]}${email[1]}${email[2]}${email[3]}*************, please enter below`}\n
\n )}\nA one time password was sent to {email}
*/}\n\nVerification Successful!
\n\n Your verification was successful. Your registration is complete.\n
\n{error}
: null}\n\n {!borrowerType ? (\n <>\n{message}
}\n{successCopyMessage}
\nBVN
\n{title}
\n{body}
\nLoading...
\n ) : (\n\n {\" \"}\n \n Complete your virtual account setup\n
\nCustomer category
\n\n{borrowerDetails?.customer_category}
\nWallet Balance
\n {showWalletBalance ? (\nYour account number
\n\n {fetchWalletDetailsdata?.accountName}\n
\n\n {fetchWalletDetailsdata?.bankName}\n
\n \n \n ) : null}\n {borrowerDetails?.currency === \"KSH\" ? (\nLast Requested Loan
\n{moment(lastLoan.modified_date).format(\"LLL\")}
\n )}\n\n\n {lastLoan.loan_status}\n
\nwindow.alert(deviceType)}>\n Quick Actions\n
\n {borrowerDetails?.currency === \"NGN\" &&\n widgetSettings?.use_wallet &&\n !borrowerDetails?.isApi && (\n\n {`${returningUserDetails.first_name} ${returningUserDetails.last_name}`}\n
\n\n Profile Information\n
\n \n Edit your profile information\n \n\n Card information\n
\n \n Update your card information\n \n\n Transaction PIN\n
\n \n Set your transaction PIN\n \n\n Direct Debit Accounts{\" \"}\n
\n \n Update your direct debit account details{\" \"}\n \n\n Bank Statement{\" \"}\n
\n \n Link your bank statement{\" \"}\n \n{error}
: null}\n\n\n Top Up Amount: {Number(topUpAmount).toLocaleString()}\n
\n\n Kindly transfer the amount above to this unique account number using\n your mobile banking or ussd.\n
\n {walletDetails?.accountNumber ? (\n\n {walletDetails?.accountName}\n
\n\n {walletDetails?.accountNumber}\n
\n\n {walletDetails?.bankName}\n
\nNo default wallet accounts found.
\n )}\n\nEnter your top-up amount
\nTransaction Complete
\n\n Your balance will reflect your recent top-up once your payment has\n been completed and processed by your bank\n
\nTransaction Failed
\nSomething went wrong
\nChecking transaction status...
*/}\n \n ) : showSuccess ? (\n successModal()\n ) : showFailure ? (\n failureModal()\n ) : (\n steps[currentStep]\n )}\n\n {`**** **** **** ${item.last_four_digits}`}\n \n {item.is_default && (\n
\n {!showReset\n ? \" Kindly set a security question before creating your transaction pin.\"\n : \" Kindly enter your new pin\"}\n
\n\n {!showReset\n ? \"Kindly set a security question before creating your transaction pin.\"\n : \" Kindly answer your security question before resetting your transaction pin.\"}\n
\n\n {\n \" Kindly set a security question before creating your transaction pin.\"\n }\n
\n\n Kindly set a security question before creating your transaction pin.\n
\nNo transaction available
\n ) : (\n transactions?.map((item) => (\n{item?.transactionType}
\n\n\n {moment(item?.transactionDate).format(\n \"D/MM/YYYY, h:mm a\"\n )}\n
\n\n Narration : -{\" \"}\n {item?.transactionRemarks}{\" \"}\n
\n\nEnter your transaction PIN to proceed
\nKindly provide us with your residential information
\n\nLoading...
\n ) : (\n\n {\" \"}\n \n \n Complete your virtual account setup
before you can\n make withdrawal\n \n
Where would you like to withdraw into?
\n\n {errorHandler(error)}\n
\n )}\n\n Request for new loan\n
\n \n Get a new loan offer\n \n\n Loan History\n
\n See your loan offers\nEnter your loan information
\n\n Based on the selected loan product, you are eligible for this offer.\n
\n\nLoan Amount
\n\n {`${selectedLoanDetails?.currency.code}${formatCurrency(\n selectedLoanDetails?.totalPrincipalDisbursed || 0,\n )}`}\n
\nLoan Tenor
\n\n {`${selectedLoanDetails?.loanTermInDays} days`}\n
\nLoan Payback
\n\n {`${selectedLoanDetails?.currency.code}${formatCurrency(\n selectedLoanDetails?.totalRepaymentExpected || 0,\n )}`}\n
\nLoan Interest
\n\n {`${selectedLoanDetails?.currency.code}${formatCurrency(\n selectedLoanDetails?.totalInterestCharged || 0,\n )}`}\n
\nRepayment Frequency
\n\n {selectedLoanDetails?.repayment_type}\n
\n\n Select an account you want us to debit for
your repayment\n
\n We couldn't get your bank statement at the moment. You can try adding\n a different account\n
\n\n We noticed you couldn't link your bank statement. Providing us\n with more financial information improves your credit eligibility.\n To link your bank statement, you can:\n
\nPlease add a Direct debit account
\n| Date | \nDue | \nOutstanding | \n
|---|---|---|
| \n {`${item.dueDate[2]}/${item.dueDate[1]}/${item.dueDate[0]}`}\n | \n{formatMoney(item.totalDueForPeriod || 0, currency)} | \n\n {formatMoney(item.totalOutstandingForPeriod || 0, currency)}\n | \n
\n {formatMoney(amount_paid || 0, currency)}\n
{\" \"}\n\n {moment(repayment_date).format(\"D/MM/YYYY\")}\n
\n\n Congratulations! Your loan of{\" \"}\n {`₦${formatCurrency(Number(mostRecentLoanOffer?.offer_amount || loanData?.new_loan_offer?.offer_amount))}`}{\" \"}\n will be processed. The funds will be deposited into your account\n shortly.\n
\n\n You have chosen to decline the loan offer of{\" \"}\n {`₦${formatCurrency(Number(mostRecentLoanOffer?.offer_amount || loanData?.new_loan_offer?.offer_amount))}`}\n . If you need assistance or have any questions, please contact our\n support team.\n
\n\n After careful review, your loan has been approved for an amount\n different from your original request. This adjustment is due to\n eligibility criteria. Here are the details of your revised loan:\n
\n ) : (\n\n After careful review, your loan has been approved for a tenor\n different from your original request. This adjustment is due to\n eligibility criteria. Here are the details of your revised loan:\n
\n )}\n\n\n {formatMoney(\n widgetLoanDetails?.loan_amount || 0,\n widgetLoanDetails?.currency || \"\",\n )}\n
\n {widgetLoanDetails?.loan_id}\n
\n\n {accurateQuantifier(widgetLoanDetails?.loan_tenure, \"day\")}\n
\nID
\nTenor
\n\n {moment(widgetLoanDetails?.pub_date).format(\"DD MMM, YYYY\")}\n
\n\n {loanRef}\n
\nRequest date
\nReference Number
\n\n {status ? status : \"N/A\"}\n
*/}\n {widgetLoanDetails?.status?.toLowerCase() !==\n Status.AwaitingApproval && (\n\n {moment(widgetLoanDetails?.modified_date).format(\n \"DD MMM, YYYY\",\n )}\n
\n )}\nDisbursement Status
*/}\n {widgetLoanDetails?.status?.toLowerCase() !==\n Status.AwaitingApproval && (\nApproval date
\n )}\n\n {formatMoney(\n widgetLoanDetails?.loan_amount || 0,\n widgetLoanDetails?.currency || \"\",\n )}\n
\n\n {widgetLoanDetails?.status?.toLowerCase() !==\n Status.AwaitingApproval && (\n\n {moment(widgetLoanDetails?.loan_due_date).format(\n \"DD MMM, YYYY\",\n )}\n
\n )}\nAmount
\n {widgetLoanDetails?.status?.toLowerCase() !==\n Status.AwaitingApproval && (\nMaturity date
\n )}\n\n {formatMoney(\n widgetLoanDetails?.loan_interest_amount || 0,\n widgetLoanDetails?.currency || \"\",\n )}\n
\n {widgetLoanDetails?.status?.toLowerCase() !==\n Status.AwaitingApproval && (\n\n {formatMoney(\n widgetLoanDetails?.loan_outstanding || 0,\n widgetLoanDetails?.currency || \"\",\n )}\n
\n )}\nInterest
\n {widgetLoanDetails?.status?.toLowerCase() !==\n Status.AwaitingApproval && (\nOutstanding
\n )}\n\n {formatMoney(\n Number(widgetLoanDetails?.loan_amount || 0) +\n Number(widgetLoanDetails?.loan_interest_amount || 0) || 0,\n widgetLoanDetails?.currency || \"\",\n )}\n
\n\n {widgetLoanDetails?.status?.toLowerCase() !==\n Status.AwaitingApproval && (\n\n {formatMoney(\n widgetLoanDetails?.total_loan_repaid || 0,\n widgetLoanDetails?.currency || \"\",\n )}\n
\n )}\nTotal Repayment Amount
\n {widgetLoanDetails?.status?.toLowerCase() !==\n Status.AwaitingApproval && (\nAmount repaid
\n )}\n\n {formatMoney(item?.loanAmount || 0, \"NGN\")}\n \n {item?.status?.toLowerCase() ===\n Status.SubmittedAndAwaitingApproval\n ? \"Awaiting approval\"\n : item?.status}\n \n
\n {item?.status?.toLowerCase() === Status.Active ||\n item?.status?.toLowerCase() === Status.Approved ||\n item?.status?.toLowerCase() === Status.Overdue ? (\n \n {moment(item?.loanMaturityDate).format(\"D/MM/YYYY\")}\n \n ) : null}\n\n {bank_name ? bank_name : \" bank name unavailable\"}\n
\n \n )\n )\n ) : (\nNo Data Available
\n\n Pay with wallet\n
\n \n ₦{\" \"}\n {formatCurrency(walletDetails?.availableBalance || 0)}\n \n\n Pay with Direct Debit\n
\n {/*******6789*/}\n\n Pay with existing card\n
\n {/*******6789*/}\n\n Kindly transfer the amount above to this unique account number using\n your mobile banking or ussd.\n
\n\n {walletDetails?.accountName}\n
\n\n {walletDetails?.accountNumber}\n
\n\n {walletDetails?.bankName}\n
\n\n You are about to make your loan repayment of{\" \"}\n \n {formatCurrency(location?.state?.amount || 0)}{\" \"}\n \n using your Advancly Wallet\n
\n\n Wallet Balance\n
\n\n {formatCurrency(walletDetails?.availableBalance || 0)}\n
\n\n \n Fee:\n {/*₦ */}\n {formatCurrency(0)}\n \n\n {`**** **** **** ${item.last_four_digits}`}\n \n {item.is_default && (\n
Kindly upload the proof of payment for your loan repayment
\n\n\n Upload Proof of payment\n
\nDrag & drop your file here or browse
\n\n Providing us with more financial information improves your credit\n eligibility.\n
\n\n| Account Name | \nAccount No | \nBank Name | \n
|---|---|---|
| {account.accountName} | \n{account.accountNo} | \n{account.bankName} | \n
An error occurred while fetching your linked bank statement! Please contact support.
\n\n Providing us with more financial information improves your credit\n eligibility. To link your bank statement click the button below \n
\n\n \nError fetching direct debit account
\n )}\n {ApprovedDirectDebitLoading ? (\n\n {`**** **** **** ${item.last_four_digits}`}\n \n {item.is_default && (\n
Enter the amount you would like to pay
\nSelect a payment method to proceed
\nPay with wallet
\n₦{walletDetails?.availableBalance?.toLocaleString()}
\nPay with Direct Debit
\n{\"\"}
\n\n You are about to make your loan repayment of ₦\n {repaymentValue?.toLocaleString()} using your Advancly Wallet\n
\n{success}
\n{error}
\n\n {formatMoney(loan?.loanAmount || 0, \"NGN\")}\n
\n\n \n {loan?.loanRef}\n \nEnter the amount you would like to pay
\nIntroduction
\nThis Privacy Policy (“Policy”) governs your use of the Advancly Digital Platform which includes its website “https://www.advancly.com”, the associated domains thereof, applications and other technological solutions(“the Platform”) developed by Venture Garden Nigeria Limited (“VGN/We/Our”),. The Platform enables efficient data collection of programme data and issue reporting from the field.\n If you choose to use the Platform, then you agree to the collection and use of your personal information in accordance with this Policy. The personal information collected will be used to improve your experience during and after using the Platform. We will not use or share your personal information with anyone except as provided under this Policy.\n
\nInformation Collection and Use
\nBy using the Platform, you are consenting to our processing of your information as set forth in this Policy as may be amended by us from time to time. For a better experience, while using the Platform, we require users of the Platform to provide us with certain personally identifiable information, including but not limited to name, email address, Global Positioning System (“GPS”) location, phone number, password, PIN. The information that we request will be retained by us and used as described in this Policy.\n We collect information about how you use the Platform, such as the types of content that you view or engage with, the features you use, the actions you take, the time, frequency and duration of your activities. For example, we log when you're using and have last used the Platform.\n The Platform utilizes third party services that may collect information used to identify you. You agree that we may use the information provided to contact you with any important information, required notices and marketing promotions.\n
\nDevice information
\n\n As described below, we collect information from and about the mobile devices, phones, connected TVs and other web-connected devices you use that integrate with our Products, and we combine this information across different devices that you use.\n Information that we obtain from these devices include\n
\nLog Data
\nPlease note that whenever you use the Platform, and you experience any error during the course of use, we collect data and information relating to such errors (“Log Data”), through third party products and services. This Log Data may include GPS, phone model type, e.t.c.
\nCookies
\nCookies are files with a small amount of data that are commonly used as anonymous unique identifiers for each user, and the information obtained are stored on your device's internal memory.\n This Platform does not use these “cookies” explicitly. However, the Platform may use third party code and libraries that use “cookies” to collect information and improve its services. You have the option to either accept or refuse these cookies and you shall be expressly informed before a cookie is sent to your device. If you choose to refuse our cookies, you may not be able to use some functionalities provided by the Platform.\n
\nAutomatically Collected Information / User Provided Information
\nYou agree that {VGN} may disclose information provided by you, or automatically collected by the Platform, in the manner listed below:
\nSecurity
\nWe value your trust in providing us with your Personal Information in connection with your use of the Platform and shall endeavor to use commercially acceptable means of protecting it. However, we do not guarantee its absolute security.
\nLinks to Other Websites
\nPlease note that this Platform may contain links to other websites. If you click on a third-party link, you will be directed to that website. Note that these third party websites are not operated by us. Therefore, we strongly advise you to review the privacy policy of these websites. We have no control and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.
\nChildren’s Privacy
\nWe do not use the Platform to knowingly solicit data from children or individuals under the age of thirteen (13). Where a parent or guardian discovers that a child or individual under the age of thirteen (13) has provided us with his/her personal information without their consent, he or she should contact us at {support@advancly.com} and we shall immediately delete the user’s account from our servers.
\nNew owner
\nIf the ownership or control of all or part of this Platform changes, we may transfer your information to the new owner.
\nChanges to This Policy
\nWe may update this Policy from time to time without any prior notice to you or consent. Thus, you are advised to consult this Platform periodically for any changes. We will notify you of any changes by posting the revised Policy on this Platform. Please note that changes shall be effective immediately after they are updated on this Platform.
\nContact Us
\nIf you have any questions or suggestions about our Policy, do not hesitate to contact us via {support@advancly.com}
\nDate of last revision: 08/April/2020
\nAbout Advancly
\nAdvancly is a matched based lending platform. It matches funders to beneficiaries through Aggregators. It is designed to allow borrowers access higher loan amounts with a flexible repayment schedule. We take your privacy seriously. Please see our Privacy Policy for more details.
\nTerms
\n\n
{error}
\n )}\n| Transaction Type | \nAmount | \nDate & Time | \n\n {transaction.transactionType}\n | \n {transaction.transactionType === \"Debit\" ? (\n\n - ₦{transaction.debitAmount?.toLocaleString()}\n | \n ) : (\n\n ₦{transaction.amount?.toLocaleString()}\n | \n )}\n\n {moment(transaction.transactionDate).format(\n \"MMM DD YYYY, hh:mma\"\n )}\n | \n
|---|
Enter your top-up amount
\nTransfer:
\n₦{amount}
\n\n Kindly transfer the amount above to this unique account number\n using your mobile banking or ussd.\n
\n\n Your balance will reflect your recent top-up once your payment\n has been completed and processed by your bank\n
\nSomething went wrong
\n{content}
\n\n \n{accountnumber}
\n{accountName}
\n{bankName}
\n| Transaction Type | \nAmount | \nDate & Time | \n\n | \n \n ) : transactions?.length > 0 ? (\n transactions?.slice(0, 4)?.map((transaction) => (\n \n {transaction.transactionType}\n | \n {transaction.transactionType === \"Debit\" ? (\n\n - ₦{transaction.debitAmount?.toLocaleString()}\n | \n ) : (\n\n ₦{transaction.amount?.toLocaleString()}\n | \n )}\n\n {moment(transaction.transactionDate).format(\n \"MMM DD YYYY, hh:mma\"\n )}\n | \n\n | \n \n ))\n ) : (\n
|---|---|---|
| \n \n \n No transactions yet\n\n Your transactions will appear here when you initiate one\n \n | \n
\n {transaction?.transactionType}\n
\n\n {moment(transaction.transactionDate).format(\n \"MMM DD YYYY, hh:mma\"\n )}\n
\n\n {transaction?.transactionType}\n
\n\n {moment(transaction.transactionDate).format(\n \"MMM DD YYYY, hh:mma\"\n )}\n
\nYour transactions will appear here when you initiate one
\nLoading...
\n ) : (\n\n \n Complete your virtual account setup\n
\nWhere would you like to withdraw into?
\nEnter your secure 4 digit PIN to proceed with this transaction
\n{error}
\n\n Create a transaction pin to perform wallet transactions on your\n account.\n
\n\n Kindly set a security question before creating your transaction pin.\n
\n